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Holly Johnson

LendingPoint Personal Loans Review

Founded in 2014, LendingPoint is an innovative online lender with headquarters in Kennesaw, Georgia. With help from its robust digital platform, LendingPoint offers personal loans of up to $25,000 with repayment terms that last up to 48 months. Unlike some other lenders in the online space, LendingPoint doesn’t just focus on borrowers with excellent credit; […]

Citizens Bank Personal Loans Review

Citizens Bank is part of Citizens Financial Group, one of the largest financial institutions in the nation. Headquartered in Providence, Rhode Island, this company boasted a whopping $158.6 billion in assets in the third quarter of 2018. In addition to its online banking platform, Citizens Bank offers 24/7 customer service and 2,900 ATMs nationwide. The […]

Upstart Personal Loans Review

Upstart is a unique online lender that was founded by former Google executives in 2012. As the first lending platform to use artificial intelligence to automate the lending process, the company goes the extra mile to offer loans to a wider range of consumers. Since their inception, Upstart has originated $3.2 billion in loans, 60% […]

401k Contribution Limits for 2016

If you work for a traditional employer, there’s a good chance you’re saving for retirement in a 401k (or some variant, such as a 403b for employees of nonprofit organizations). While this type of account isn’t as meaty as the defined pensions offered to previous generations, you can still leverage your 401k’s benefits to invest for a comfortable retirement. The good news […]